20 BEST Refer and Earn Apps | Unlimited PayTM Cash 2024

Looking for Best Refer and Earn Apps to get unlimited Paytm cash in 2024? In today’s time, there is no such work that cannot be done online. From finding a partner for marriage on the Internet to buying any household item, you can do anything. And you can also earn money online sitting at home; the most favorite topic to be searched on Google by students and the unemployed is to make money online. Today, we will tell you about some such apps from which you can earn unlimited money for free.

Some applications are available on the internet which provides you Refer & Earn program that you can earn good amount of money by sharing that app with your friends or family members.

If you do not trust me?

So using any of our apps, you can see that you will receive referral bonus immediately after downloading and signing up. All these apps will help you to earn your free recharges and free paytm cash.

Earlier, we talked about some of the best money making apps. You will remember about RozDhan and Google Pay’s earning from refer and earn program and some other offers. Where we told you all the important principles of those apps.

Earn Money with Google Pay and Ways to Earn Money from it

Earn Money from RozDhan Get Rs 50 Instantly Bonus

If I say you can earn a handsome amount of Paytm cash for free by installing some applications, will you believe it? Some apps in the industry can fix your financial condition a little, meaning you should not spend money from your job salary on the things you use in your daily life. You can earn some Paytm cash from these apps and pay online. You can also do mobile recharges, bill payments, and transfer Paytm cash to your bank account.

What is Refer and Earn Apps?

refer and earn apps

You will find apps of every category on the Google Play Store, from dating to dieting. Similarly, other apps are capable of giving Paytm cash, and you will not have to do any complicated task to earn some money from them. It is effortless and straightforward. Some earning apps give a joining bonus to their new user from ₹ 10 to ₹ 50 free. After that, you have to get your friends to join it, which is called a referral program.

Only based on this referral program will you be able to earn money and withdraw into your Paytm wallet. You can also make extra profit by playing games like ludo, cricket, football, free fire, etc.

If you think i’m crazy, so checkout our new list of Best Refer and Earn Apps in India 2024.

How Refer and Earn Works?

Now let’s check it out it how does the Refer and Earn program work? First of all, let me tell you, our income source is a way of mixing with marketing and advertising.

All apps are created many types of ads so that they can attract users to themselves and download that app and become a user. This gives you the opportunity to make money when you ask for a new user to download that app. The more people you connect with that app, the more money you can make.

Let’s understand it in easy language, when we advertise its product and service for a company, then it gives us commission of that work. Similarly in Refer and Earn apps, you’ll get the money to share an app to your friends in which you have received referral bonus.

Let’s move on to the topic of strategy to earn money from these refer and earn apps 2024.

1. Google Pay – Refer and Earn ₹81

make money with google pay

Google Pay is a UPI payments app developed by Google for online, contactless transactions. You can pay and receive money directly in your bank account. You can also make any payment, pay your electricity bill, transfer money, do online shopping & or do contactless unlimited purchasing with this. Google Pay also offers games on festivals and popular occasions like IPL, Holi, Diwali, New Year etc. By completing this, we get a chance to win the assured cashback from ₹100 to ₹1000.

For a limited time, invite your friends or family to Google Pay and if they send their first payment ever on Google Pay. You’ll get Rs 81 and they’ll also get Rs 21.

Download Google Pay

  • First of all, go to the offers section and click on Invite Friends.
  • Send your inviting link to your friend through facebook, whatsapp, SMS or more. So they can download google pay app. Your invitation link be look like. For Example – (https://g.co/payinvite/GH5GE).
  • Remember they must enter your referral code before their first transaction. For Example – Your invitation code be look like (GH5GE)
  • After that You’ll get Rs 180. They’ll also get Rs 21. That’s it.

Google Pay Refer and Earn – 180 Per Referral Amount & Win Upto ₹1,00,000

2. RozDhan – Get ₹50 Sign Up Bonus

Earn money from RozDhan app

Rozdhan is a best earning app which also provides entertaining and daily new content. You can earn money by sign up, inviting friends, reading and sharing articles, playing games, daily using of this app and many more. This money earning app gives Rs 50 sign up bonus also you can play games and Earn Free PayTM Cash.

Download RozDhan App

  • First of All download the RozDhan app.
  • After clicking on the given button, this type of interface will be open in front of you. Simply, here you only have to click on “Login to Earn”option. After that you will reach the play store directly and install this app from there.

Remember this : To get Rs.50 immediately in your account after signing up, you have to go to the play store from our given link.

  • As soon as you install this app on your phone, then you will need to create a new account.
  • You can get the help of your mobile number, facebook or twitter to create a new account.
  • Once you create your account, your account will be credited with Rs.50 sign up bonus.

Inviting Friends : Earn Money with this earning app by inviting your friends through facebook, whatsapp, messenger, twitter or instagram and other communication tools.

You will also win paytm cash when your friend invite their friends to roz dhan app. This makes rozdhan the best money making app with free paytm cash.

Rozdhan App – Rs.50 on Signup Bonus + Rs.50 Refer & Earn Instant Reward

3. PhonePe – Refer and Earn Rs.100

PhonePe Refer and earn

PhonePe is India’s emerging UPI payments app. Like other applications, PhonePe is also India’s payments app which is based on UPI (Unified Payments Interface).

You can use this app for any type of online payments such as mobile recharge, bill payment, money transfer etc. Phonepe is considered to be more useful and secure than Internet Banking. Also, you can earn Rs.100 per referral.

Download PhonePe

  • Download PhonePe App and create your account and add your bank account.
  • After successfully adding a bank account, make an UPI PIN.
  • After that go to the Refer and Earn section.
  • Now share your PhonePe Referral link with your friends.
  • The time when your friend will join the PhonePe app and make his first transaction of Rs.150
  • You will get Rs.100 and your friend will earn more than Rs.1000.

PhonePe Referral Link Download & Earn Upto ₹1000 via PhonePe Refer and Earn

Google Play Redeem Code

Best Free Recharge App 2024

Best Fantasy Cricket Apps

Best Battle Royale Games 2024

4. TaskBucks – Get Upto Rs.25 Per Friend

TaskBucks Refer and Earn

TaskBucks is an online money-earning app. It supports Android and iOS operating system. Taskbucks is used for mobile recharges, data recharges and postpaid mobile bill payments. TaskBucks app gives its users the chances to make money by completing many tasks.

  • Completing Some Tasks
  • Invite friends and Earn referral rewards
  • Participate in daily contest to win free mobile recharges

You can earn Rs.25 per referral from this. First of all, you have to download the taskbucks app from given button.

Download TaskBucks Apps

  • Download the app
  • Tab on TaskBucks Refer and Earn section
  • Share your invitation link with your friends through whatsapp, facebook and more.
  • When your friend join the TaskBucks app from your link, you’ll get Rs.25 referral bonus.

You can use your TaskBucks earning for mobile recharges or transfer your money to paytm or mobikwik wallet. Also you can participate in daily contest to win extra income.

TaskBucks App – ₹25 on Joining TaskBucks & ₹25 Per Referral Amount

5. Earn Talktime – Rs.175 Refer and Earn Offer

Earn TalkTime App

Earn Talktime is a very popular app for earning free talktime. With this help you can freely recharge every day. For earn money from Earn Talktime you can download some apps, filling surveys, inviting friends to earn ETT balance. Additionally, you can purchase shopping vouchers, mobile recharge, DTH Recharge and postpaid bill payment.

Also you can check live cricket scores and match scoreboard in ETT App. Not only this, as you earn money, you can watch interesting videos, play games, read entertainment news etc.

At this time, Earn Talktime provides mega offers in which you can earn up to Rs.175 through refer and earn program. Let’s know how?

  • First of all, download the app from given button
  • Go to the section of Invite and Earn.
  • Copy your invitation link and share with your friends by facebook or whatsapp.

According to this process, you will be able to earn up to Rs.175

  • You’ll get Rs.12 when your friend registers on earn talktime app
  • Rs.23 when they earn from their 1st app download
  • Rs.50 when your friend do a recharge of Rs.100
  • Rs.115 extra bonus to lucky users everyday, if you’re lucky then you can win extra bonus of Rs.115

Remember : 1st App download or 1st mobile recharge of your friend should be within 24 hours of registration

You can redeem your ETT balance through prepaid recharge, DTH top up, postpaid mobile bill payments or shopping vouchers.

Earn TalkTime App – Referral Code ₹35 Signup Bonus Refer and Earn Get ₹999 Daily Free Recharge

6. mCent Browser – Refer and Earn Rs.40

Make Money app Referral Code

Mcent browser is the same as other normal browser like Google Chrome, UC and Firefox.

mCent is the world’s first free recharge browser that allows you to recharge talktime and data up to Rs199. Plus you can also pay your postpaid plans.

You can also earn lots of rewards when using this browser at the same time. For that you only have to register your new account and visit your favorite sites, read latest news, and find anything in the search bar. You can get points for doing such tasks, which you can convert into money.

The more points you earn, the more benefit you’ll get from this app.

  • Download mCent Browser through our link
  • Enter your mobile number and verify it with OTP.
  • Now click on invite a friend option.
    After that click Share Now and share your referral link with all of your friends and family.
  • As soon as any person downloading the app and registers their account on mCent Browser, you will receive an Invitation reward.
  • You will get per referral Rs.40.

To get your earned money, you can renew your postpaid plans or recharge your mobile.

7. Cubber – Earn Rs.30 On Signing Up

Cubber App

Cubber is one of the best socio- economic platform for online mobile recharge, DTH recharge, data card recharge, broadband bill payment, electricity bill payment, gas bill, bus ticket booking, refer and earn cashback offers app.

Download cubber Refer and Earn Cashback wallet for online recharge, bill payment, shop pay and referral earning and feel the difference.

Download Cubber App

  • First of all download the latest version of cubber app from here
  • Then create a new account using facebook / Google or manually

Refer Code : 9205102557

  • Verify your account and you will redirect to Cubber home page
  • Now on dashboard click on spin and win option
  • If you’re lucky, Win up to Rs.1000
  • Then go to the section of refer and earn
  • Click on that banner and you will get a unique refer code. Copy it!
  • Share that code with your friends to earn money from cubber Refer and earn.

New Offer : Refer 1 friend and get assured lucky spin and win up to Rs.30 recharge.

Cubber App – Referral Code ₹30 on Signup & Refer and Earn Upto ₹50 Cashback

8. Pocket Money – Refer and Earn Rs.160 Daily

Pocket Money App

Earn Unlimited free mobile recharges and wallet cash with pocket Money app by completing some easy tasks.

Pocket Money provides many offers such free mobile recharges or free paytm cash. Now, you can earn through your smartphone and pay your bills like cab rides, movie tickets, shop etc.

This app offering you many ways to earn money – download apps, find featured offers, complete specific tasks, watch pocket videos, play games, pocket money refer and earn and unlimited paytm cash.

Download Pocket Money

  • Download pocket money app from given button
  • Verify your account through OTP
  • On Registration screen put the referral code

Refer Code : YRnngj

  • Now Goto the section of refer and earn
  • Share the link with your friends
  • You both get Rs.5 when your friend earns  after installing 1st app from pocket money
  • Again you get Rs.5 when your friend earned Rs.40 on pocket money app
  • You can earn a maximum of Rs.160 daily by referral

You can withdrawal your earned money through mobile recharges or transfer to paytm wallet.

Pocket Money App – Earn ₹160 Daily via Pocket Money Refer and Earn (2024)

9. CashBoss – Earn Rs.15 for Each Friend

CashBoss Referral Code

CashBoss is a free recharge app that you can use to share with your friends and family, so that you can win free recharges.

Plus you can recharge your mobile by downloading some other applications. You can try your luck in the option of spin the wheel, in which you can win from Rs.1 to Rs.20.

Not only that, you can also participate in daily competitions, the Cashboss app also guarantees that you can definitely win the prize in this contest.

CashBoss has now increased its referral bonus to Rs.15.

Download CashBoss App

  • Download Cashboss app
  • Enter your mobile number
  • Also enter the referral code

Refer Code : 6FF82F

  • Then open the app click on the dashboard
  • Now go to the option of Refer to earn
  • Share your unique link to your friends by facebook and other Social tools
  • Your friend has to click on your link and install CashBoss on their smartphone
  • Your friend has to complete 1 offer successfully before CashBoss credit you Rs.15

Please Note your friend has to be a new user of CashBoss app.

You can redeem your balance through mobile recharge or paytm wallet.

CashBoss Referral Code – ₹15 Signup Bonus & ₹15 Refer & Earn Offer

10. Ture Balance – Refer and Earn Rs.5

True Balance is a balance management application that helps prepaid users to save and manage their mobile balance has also enabled utility bills payment.

Also the latest feature added are true PayLater and Recharge Loan. Not only this, you can use this for Recharge Loan, true PayLater, UPI payments, gift card, Gas and Electricity bill Payment, DTH recharge, postpaid bill payments and prepaid recharge, balance check and balance alert and become a member of Recharge membership program.

True Balance also provides refer and earn program where you can get Rs.15 on signing up and Extra Rs.5 on referral bonus.

  • Download the True Balance app
  • Allow all permission which app required
  • Now sign up for your account
  • And Enter True Balance Referral Code

True Balance Referral Code : 2JC7Y6N6

  • Verify your mobile number with OTP
  • Enter your cellular plan
  • Yupp! Finally you got Rs.5 on signing up bonus and Free Rs.10 as emergency loan Total = Rs.15 Directly on signing up with True Balance

Here’s some steps to earn money with True Balance Refer and Earn program

  • See on the Right corner and click on the Earn option
  • Now Copy your Referral Code
  • And share with your friends to earn free recharges
  • You’ll get Rs.5 on per Referral.

True Balance App – Earn Free Unlimited Recharge for Mobile & ₹5 Free Cash on Refer and Earn

11. NewsDog – Refer and Earn Rs.50 + Rs.10

Make Money App Referral Code 2019

NewsDog is most popular and intresting apps in India Which has brought for you latest news, trending stories and intresting videos.

You will find Unique content from different categories like – politics, cricket, sports, business and more. NewsDog app offers refer and earn offer Rs.50 on signing up and Rs.10 on per referral.

From the cash reward offer you will get coins which you can redeem by transferring to your paytm wallet. In a week you can earn Rs.1000, on a successful referral you’ll get Rs.10 to Rs.20.

  • First of all, you need to download NewsDog app from this button below: (This is necessary otherwise you will not get sign up bonus of ₹50)
  • Now open the app and select your language.
  • Go to the Next step on profile page and click on “Sign up with Facebook” option.
  • After successfully registering you will get 2500 coins (₹50).
  • On the home page you will see a gold colored coin with a mark of “₹”. After clicking on it, you can invite your friends by sharing on WhatsApp / Facebook, and when each friend joins you will get ₹10-₹20.

12. MyTeam11 – Refer and Earn Rs.50

MyTeam11 App

MyTeam11 is one of the best refer and earn offering app. Which is faster loading, smooth experience also providing daily giveaway contests and daily mega contest in more user friendly interface.

I assure you that once you use it you will not leave it again. Through this app you will earn good amount of money within a week. Try once and see for yourself how profitable it is for you.

  • Download the app form given button
  • Register your account and enter referral code

MyTeam11 Referral Code : 5d43ec89a3264

  • Copy it and paste it there!
  • Tap on “Refer Friends” under My Profile tab.
  • Invite your friends to join MyTeam11 by sharing your “Refer Code” with them.
  • Copy the refer code shared by your friend to avail the Refer and Earn scheme bonus.
  • While registering at MyTeam11, paste the copied refer code in the “Refer Code” tab.
  • After successful registration, verify your email address, mobile number and PAN card details to avail the “Refer and Earn Bonus.”

You will get Rs.50 your friend will get Rs.100 for every successful referral.

Use your skills to create best playing 11 and win the contest(s) with the scores your created team achieve.

13. CashNinja – Earn Up to Rs.999 Per Day

CashNinja App

CashNinja is another best application for refer and earn program. With this you can earn unlimited free talktime and gives you unlimited tasks everyday that you can complete in your spare time and earn free recharges.

With CashNinja refer and earn program, how you can earn money from it:

Download CashNinja App

  • Instant earning offer, only for you Get Rs.25 for each friend who joins CashNinja and earns
  • Get Rs.10 when your friend install 1 app within 24 hours
  • Get Rs.15 when your friend recharges for the first time for Rs.50 within 48 hours.

Download that app from our given link and join CashNinja app. after that register your new account with the help of your mobile number or email account. Now go to the section of Refer and Earn and share your invitation link with your friends.

CashNinja App – Free ₹25 Per Referral Amount Refer and Earn Upto ₹999 Free Recharge Everyday

14. OYO Rooms – Refer and Earn Rs.500 + Rs.350

Oyo Rooms

OYO Rooms is best application in india to find nearby hotels, discover made for amazing offers and search for the best deals in your budget and travel around the globe with OYO.

Plan your business trip with OYO vacation packages. With OYO Rooms you can find hotels and homes in South Asia’s largest hotel chain with 330000+ exclusive hotel rooms.

OYO Rooms also providing refer and earn program which you’ll get Rs.500 on signing up and Rs.500 on each friend you invite to OYO and Extra Rs.350 when your friend book their first hotel rooms on OYO.

  • First you need to download OYO Rooms with our given link
  • Open the app and enter your name or email, phone number also you can use “One tap login with Truecaller”.
  • Enter Referral code (This is most important part to get Rs.500 on signing up)

OYO Rooms Referral Code : SAGAWDDXL7

  • After that, click on the invite and earn option
  • Copy your Referral link and share it with your friends
  • When your friend joining OYO Rooms form your invitation link
  • You’ll get Rs.500 or your friend will also get Rs.500

OYO Referral Code ₹500 Signup Bonus + ₹50 Refer Earn Free PayTM Cash

15. Google DUO – Earn Up to Rs.1000

Google Duo
Img Source: AndroidHeadline.com

As you all know google duo is a best quality video calling app. Google duo works in both Android and iOS smartphones and tablets.

You can make quality video calls with a single click of all your close friends and family members. If for some reason your friend is unable to pick up the call, then there is no problem in it, you can send a video message to him.

Also, if you do not want to make a video call, you can also just make a voice call for them.

Experience more reliable video calls with excellent video quality whether you’re on the Wi-Fi.

In addition, Google Duo also gives you a refer and earn program that allows you to earn a Google pay scratch card by inviting your friends to Google duo. In which you will earn up to Rs.1000.

  • You need to download Google DUO app from here
  • On next window screen click on “Redeem Rewards” and install the app
  • Now register your account with mobile number also verify it through OTP
  • Now you need to make your first call using Google DUO and get a lucky scratch card.
  • You can call anyone in your contact list
  • Now click on settings and add your email address

Remember : You need to add your email address which you are using on Google Pay Account

  • Next your need to click on Invite Friends, now you will see a banner of “Get up to Rs.1000 when your friend joins Google DUO”.
  • After all, share your invitation link with your friends or family
  • Tell your friend to download this app from your link and register their account with new number

You both will get scratch card after your friend makes his first video call on Google duo app. After the video call you will get a scratch card in your google pay account. Scratch them and earn up to Rs.1000.

16. Limeroad – Refer and Earn Rs.80

LimeRoad App

Limeroad is a online shopping app for personalised online fashion and lifestyle products with over 6,00,000+ product and 10,000+ top brands. Limeroad also provide Rs.80 signing up bonus and refer and earn program.

  • Download the limeroad app from the given link
  • Open and install it
  • Register your account with your mobile number
  • You will get Rs.80 sign up bonus
  • You can use this for Limeroad shopping
  • Now go to the Refer and Earn section
  • Copy your Referral link and share with your friends
  • As soon as your friend will download this app from your link you can get Rs.20 instantly.

LimeRoad App – Get Free Rs.100 Signup Bonus + Rs.100 Refer & Earn

17. Injoy – Refer and Earn Rs.50 Instantly

Make Money App Referral Code

Injoy is funniest app of india which has huge collection of funny videos and users. You can create your own video and upload it to injoy app and get excellent likes and fans.

Injoy app also provide refer and earn program and daily contest to earn up to Rs.1000. When you download the app from given link you can get Rs.50 on sign up bonus.

  • To get a bonus of Rs.50, download the injoy app from the button below.
  • Open the App.
  • On the right side you will see the icon (₹), click on it.
  • Now login with Facebook or Google Account
  • Go to the Join Event option to earn Rs.50 free paytm cash.
  • After this, invite your friends and earn money with the help of refer and earn program.
  • Minimum payout is Rs.100
  • To get your money, you can go to the “Withdraw” option and transfer your money in the paytm wallet.
  • You can also transfer to your bank account as well.

18. FreeCharge – Refer and Earn up to Rs.5000 Cashback

FreeCharge App

FreeCharge is an application for features like mobile wallet, recharge, bill payment, UPI, shopping dolls and mutual funds.

You can use it to recharge your mobile, gas, electricity, landline, broadband bills, Google Play recharges. Plus freecharge gives you many cashback offers and discounts, so you can also shop online here.

Freecharge gives you lots of discounts for PUBG mobile like buying an UC (Unknown Cash) and purchasing a variety of outfit. You can also earn money through freecharge refer and earn offer.

  • First of all, download the FreeCharge app from here
  • Let’s create your FreeCharge account
  • Refer your friends to FreeCharge by sharing your promo code
  • When your friend recharge their first mobile phone you both will get Rs.30 cashback bonus.

Enjoy the Cashback bonus in your FreeCharge wallet within 24 hours

Some rules of this offer, you need to know:

  • Offer is valid on minimum transaction value of Rs.30
  • Offer is valid for new users on their first transaction
  • Offer is valid only for android or iOS app
  • Referral code has to be applied to avail the Cashback

19. Voonik – Refer and Earn up to Rs.10,000

Voonik is India’s most loved online shopping app where you can shop for menswear, womenswear, kidswear and home decor etc.

If we talking about voonik refer and earn, you can easily earn up to Rs 10,000. When you refer any of your friends, you will get Rs.50 and your friend will get Rs.75 but they will get it

only when they use your referral code. So download this app from our given and use pure referral code to get Rs.75 sign up bonus.

  • First of all download the voonik app from given link
  • Register your account email and phone number
  • After successfully registration, click on the profile icon, and tab on Refer and Earn
  • Have a referral code? Here’s Enter the referral code to get Rs.75 sign up bonus

Voonik Referral Code : WEC5AD6

  • After that copy your Referral code or share your Referral link with your friends
  • When the download the app from your link
  • You’ll get Rs.50 or when they enter your referral code to the Refer and Earn section
  • They’ll also get Rs.75

20. OneAD – Refer and Earn Rs.100

onead referral code

The purpose of making OneAD app was to earn money by playing games. Play your favorite games in a single app, participate in tournaments, win prizes every hour, make a network of your friends, refer and earn money. Just download the application, participate in your favorite game tournament.

A gaming tournament lasts for one hour. Based on rank, the player is awarded a game point. You can check your score and ranking on the leaderboard. You can covert their game points into money.

All you have to do is refer the app to your friends and depending on the number of active users in your network, you will get a daily bonus. The daily bonus can be redeemed in real cash.

  • Download the app from our given link
  • Enter your mobile number
  • Then enter referral code or refer phone number
  • You can use this OneAD referral code to get Rs.100

OneAD Referral Code : BF44SNV

  • After it, verify your number with OTP
  • Then go to the section of Refer and Earn
  • Share your referral code or link to your friends
  • So they can also joins the OneAD app.

Onead App Download – Free ₹100 on Joining + ₹100 OneAD Refer and Earn Offer

Best Refer and Earn Apps 2024

So friends, finally we told you about all of the best refer and earn apps 2024. Apart from this, there are other apps which we can include here, but we have not benefited from those apps yet. Whatever we refer to and earn apps to share with you, we will first use it for ourselves, and if it proves to be beneficial, we share it with you.

If there is any problem in taking bonus from any refer and earn apps in india, then tell your problem in the comment below. Also, by bookmarking this page, we will keep updating this list with even more great apps in the future.

I hope you liked this collection of Top 20 Refer and Earn Apps. If yes, then share it with your friends. Thanks!

Many types of queries are going on in people’s minds regarding Refer and Earn. We have answered some of the most frequently asked questions here, and we hope this will make it easier for you to decide.

FAQs: Refer and Earn PayTM Cash 2024

What is refer and earn program?

Refer and Earn program is a promotional strategy where you have to get new users to join that app. As soon as a new user enters from your invitation link, you’ll get his commission, called the “referral reward.”

Can we get free recharges from refer and earn?

Yes, many apps give you the facility of free recharge; either you can use free recharge apps, or you can recharge your mobile from Paytm by withdrawing money in your Paytm wallet. Otherwise, you can do free recharge with apps like cash ninja, aadhan, true balance app.

Which is the best app for earn paytm cash?

All the apps listed here are the best that provide refer and earn offers. All you have to do is invite your friends, and after they join, you will get free Paytm cash.

How to withdrawal money from refer and earn apps without kyc?

When you earn a minimum amount of money in the app, you can withdraw it in Paytm, UPI, or a bank account. For that, go to refer and earn section, then click on the wallet and tap on withdraw button. Your money will be credited to your Paytm wallet in a few minutes.